How To Apply For Social Security Disability Benefits

Disability can strike anyone at any age. In America, millions of people have to live with a disability, which is a harsh reality that's not only challenging health-wise but also financially. But if you're someone with a disability, don't lose hope!

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Government programs like the Social Security Disability Program, which includes both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), can help you with financial support when you need it the most! While both programs have different eligibility criteria, their main agenda is the same: offer financial help! But in this blog, we’ll focus only on SSDI benefits.

And remember, it isn't as easy as it looks! If you're going to file for SSDI benefits, you might have to face uncertainties and long waiting periods, and your applications can even be rejected in the process.

Don't worry! In this blog, we'll guide you through a simple, step-by-step procedure and give expert advice on how to get your benefits without any problem! So, let's begin!

Social Security Disability Eligibility Requirements

Before applying for Social Security benefits, you must know whether you're eligible for it or not. So, that's what we'll discuss here.

Work Credits - You'll need to have at least 20 work credits earned in the past decade. In total, you'll need 40 work credits. Remember, you can earn up to 4 credits every year.
Medical Condition - As per SSA's stringent guidelines, you'll need to have a medical condition that stops you from working at least for one year. Also, the condition you have must comply with the SSA's Listing of Impairments.

Such conditions can be muscular-skeletal disorders, speech impairment, respiratory disorders, hematological disorders, mental disorders, cancer, immune system disorders, skin disorders, etc.

Monthly Income Restrictions (Substantial Gainful Activity Limit)

As per the new guidelines of 2025, if you are to apply for SSDI benefits, your monthly income should not be beyond $1,620/month (for non-blind people). For blind people, this amount is around $2,700/ month.

Only if you meet all the criteria stated above will you get an average SSDI benefit of $1,500 per month. Also, the maximum SSDI benefit can be around $3,735 per month. So, if you meet these requirements, don’t wait—apply for SSDI benefits today!

Step-by-Step SSDI Application Process

If you are wondering How to Apply for Social Security Disability Benefits, we've got you covered! Here is a step-by-step process for applying for SSDI benefits. Let’s start.

Gather all Your Information. - Collect and keep all your personal information, including your birth certificate, Social Security number, banking information, medical records, work history, etc., in one place.
Form Fill Up - You can apply for SSDI benefits through an online form (SSA-16) on the Social Security Administration's website. You can also go to the local Social Security office and apply from there. However, we suggest getting help from a Social Security Disability Lawyer in Sacramento to ensure a seamless application process. They can guide you to answer difficult questions, help you collect and submit correct documents, and help ensure the Social Security Disability Application Process remains hassle-free for you. Naturally, the chances of your application being approved will increase.
Medical Reports Submission - One of the most important aspects of a Social Security Disability Claim Filing is the proper submission of all your medical reports. Submit all your medical records, test results, and doctor’s notes. If needed, ask your doctor to write a statement explaining your limitations.
Waiting Period -After you fill out the application form and attend the interview (if required), there will be a waiting period. For most SSDI claims, your benefits start five full months after the SSA decides the date your disability began. But if you have ALS (amyotrophic lateral sclerosis) and received SSDI on or after July 23, 2020, there is no waiting period; you'll get benefits right away.
Appeal if Denied - If your request is turned down, you are able to apply for reconsideration, a judge hearing, or even go up to federal court. But don't do it on your own! Consult a Social Security Disability attorney to improve the odds of your application approval.

Documents Needed for SSDI Application

To qualify for SSDI benefits, you must attach various documents to your application form. Relax! We’ll help you with this! Below is the list of the most common files that the SSA might request:

Citizenship or Legal Status: If the candidate is not a U.S.-born individual, he or she will have to provide the necessary certificate of citizenship or legal right to stay in the country. If you are from the U.S., you will need your birth certificate.
Military Free Pardon: If you were discharged before 1968, you should bring in your release documents.
Employment History: Copies of the previous years of W-2s or documents of self-employment tax returns for work credit.
Medical Records: Such information includes reports from medical practitioners, records, and test result on your condition among others.
Adult Disability Report: This document contains the medical history and work background of a disabled person.
Other Documents: If you have received any benefit through your workers’ compensation or any similar benefits, attach workers’ compensation letters or letters of award, pay slips, or any other written agreement regarding the workers' compensation claim settlement.

Having Trouble To Get Your SSDI Benefits? Our Social Security Attorneys at Hadley and Fraulob are Here to Guide You!

Takeaway

The process of getting SSDI benefits can be a challenging task. But with the correct preparation and proper guidance, you can get your benefits quickly and smoothly. You'll need to understand each step of the process (from application to appeal in case of denial) in order to get the benefits you deserve. Need a Social Security Attorney in Sacramento? We've got your back!

Consult with Our Social Security Attorneys at Hadley and Fraulob to Get Your SSDI Benefits Today!

Are you looking for SSDI Application Help in California? Don't worry! Our experienced Social Security Disability Lawyer in Sacramento at Hadley and Fraulob is here to help! We are Northern California's #1 Social Security Disability and SSI attorneys. We strive to get you the benefits you deserve quickly and in a hassle-free way.

Our attorneys have a success rate of over 90% and will help you win even the toughest case. If you need an SSD Benefits Application Guide, our attorneys will help you throughout the process.

We'll listen to your needs, empathize with your condition, and help you get the benefits you deserve. So, if you're looking for Sacramento Social Security Benefits Application Assistance, look no further! Reach out to us today at (800) 404-4458 and get help with your SSDI Application!

Schedule a free consultation with an SSD lawyer today!

FAQs

Q. How Do I Apply for SSDI Benefits Online?

Ans. You can apply for SSDI benefits online by going to the official website of SSA. There, you can start filling up the form given there. But it's best to consult with a Social Security Disability Lawyer in Sacramento to help you with the application process to avoid denials, delays, and mistakes on the form.

Q. What Documents are Needed for an SSDI Application?

Ans. To apply for SSDI benefits, you'll need documents such as a birth certificate, Social Security number, medical records, work history, and proof of other benefits (if there are any).

Q. Can I Apply for SSDI Without a Lawyer?

Ans. Yes, you can apply for SSDI on your own via online application or going to the office of Social Security in person. However, having a Social Security attorney can help increase the chances of approval, especially if your initial claim is denied. You can contact our experienced attorneys at Hadley and Fraulob for assistance on the whole process.

Q. How Long Does it Take to Get Approved for SSDI?

Ans. To get your SSDI benefits approved, it might take around 5 months. However, if your initial application gets denied, then it might take longer than this to get your benefits.